Credit Card Fraud Attorney Arizona

criminal defense attorney az

 

At Kolsrud Law Offices, we understand the serious implications that credit card fraud allegations can have on your future, reputation, and financial well-being. As a leading law firm specializing in Credit Card Fraud in Arizona, our team brings exceptional expertise and a tenacious spirit to every case we handle. We pride ourselves on delivering attentive, personalized service to clients, focusing on clear communication and a deep commitment to protecting your rights.

If you are facing credit card fraud charges in Arizona, Kolsrud Law Offices offers the experience and resources you need to navigate the legal process confidently.
Some of the unique strengths that set our team apart include:
  • Decades of combined experience specifically in Credit Card Fraud cases in Arizona
  • Access to advanced investigative resources to build a strong defense
  • A results-driven approach tailored to each client’s unique circumstances
When you choose Kolsrud Law Offices, you’re partnering with dedicated legal advocates who will fight vigorously on your behalf, ensuring your side of the story is always heard.

 

 

ⓘ This article will cover the following topics: 

 

Introduction

About Kolsrud Law Offices

Credit Card Fraud in Arizona

Related Practice Areas

Arizona Demographics

Directions from Arizona

 

Interesting Fact about Credit Card Fraud in Arizona

Credit card fraud is a significant concern for the Arizona community, especially as digital transactions and e-commerce continue to rise. According to Kolsrud Law Offices, being accused of credit card fraud in Arizona can lead to serious felony charges, even for first-time offenders.

  • Arizona law classifies most credit card fraud offenses as Class 5 felonies, which may carry prison time, probation, and hefty fines.
  • Merely possessing someone else's credit card without permission—even if no fraudulent charges are made—can result in criminal prosecution.
"In Arizona, law enforcement takes an aggressive approach to investigating and prosecuting any form of credit card fraud, with penalties for conviction that can impact your reputation and freedom for years to come."

 

Contact us today to schedule a free consultation and learn more about how we can help you.

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About Kolsrud Law Offices

Founded by Josh Kolsrud, a former prosecutor with extensive felony trial experience, Kolsrud Law Offices in Arizona is recognized for its dynamic and strategic approach to criminal defense. While the firm is highly regarded for its specialization in Credit Card Fraud cases, its practice encompasses a broad spectrum of federal and state criminal matters. Kolsrud Law Offices prides itself on leveraging deep prosecutorial insight to mount strong, effective defenses on behalf of its clients, emphasizing meticulous preparation and individualized attention. With a foundation built on integrity and a tireless work ethic, the firm has earned a lasting reputation for steadfast advocacy and successful outcomes.


Operating from the heart of Arizona, Kolsrud Law Offices upholds a commitment to core values of respect, transparency, and unwavering dedication to client welfare. Clients facing Credit Card Fraud or other serious charges can expect honest guidance, clear communication, and a relentless pursuit of justice throughout the legal process. The firm distinguishes itself with its client-centric philosophy, drawing on courtroom experience and a keen understanding of the complexities of modern criminal investigations. By combining expert legal acumen with compassionate service, Kolsrud Law Offices serves as a steadfast ally to those navigating the Arizona legal system.

 

Gun crime defense attorney Josh Kolsrud

 

About Attorney Josh Kolsrud

Josh Kolsrud, founder of Kolsrud Law Offices, stands as one of Arizona’s most accomplished and respected defense attorneys. Drawing from extensive experience as both a former state and federal prosecutor, Josh has built a distinctive legal career that blends sharp legal acumen with a deep-rooted commitment to client-centered advocacy. This unique background enables him to anticipate prosecutorial strategies and deliver effective defense, especially in complex cases involving Credit Card Fraud and other areas of criminal law. His leadership at Kolsrud Law Offices has established the firm as a go-to resource for individuals and businesses throughout Arizona facing serious accusations and needing results-driven legal representation.

 

Central to Josh Kolsrud’s philosophy is the belief that every client deserves a rigorous, ethical, and customized defense. At the helm of Kolsrud Law Offices, he has created a culture rooted in transparency, compassion, and respect—values inspired by his strong connection to the Arizona community. Josh’s communicative approach ensures clients remain informed and empowered at every stage of their legal matter. His vision extends beyond just winning cases; he aims to restore hope and protect the futures of those he serves. Through his hands-on involvement and well-honed expertise in Credit Card Fraud defense, Josh has not only shaped the firm’s stellar reputation, but has also made a lasting, positive impact on countless clients and the broader legal landscape in Arizona.

 

Potential penalties for human smuggling into the US.

 

Overview of Credit Card Fraud Laws in Arizona

Credit card fraud in Arizona is prosecuted vigorously under state statutes designed to address a range of fraudulent activities, from the unauthorized use or possession of a credit card to the falsification of cardholder information. As outlined on the Kolsrud Law Offices website, Arizona law (§ 13-2105) makes it illegal to knowingly obtain or use a credit card without the cardholder’s consent, or to use a forged, expired, or revoked card for financial gain. Local regulations cover not only direct use of stolen cards but also encompass schemes to defraud, making even the attempt or conspiracy to commit credit card fraud a serious criminal offense. The court process in Arizona typically involves an initial appearance, arraignment, pretrial motions, and, if necessary, a courtroom trial, with each stage offering opportunities for legal defense strategies.

  • Penalties for credit card fraud in Arizona can include felony convictions, substantial fines, and lengthy prison sentences depending on the value of goods or services obtained and the defendant’s prior record.
  • Aggravating factors—such as involvement in organized crime or repeat offenses—may enhance penalties significantly.
  • Both state and federal authorities can be involved, especially if the alleged fraud spans multiple jurisdictions or involves significant monetary losses.
"Potential resolutions may include plea agreements, charge reductions, restitution, or, when possible, complete dismissal based on insufficient evidence or procedural violations." – Insights from Kolsrud Law Offices

Drawing from their extensive experience with white-collar crime defense in Arizona, Kolsrud Law Offices provides strategic guidance for clients accused of credit card fraud. Their attorneys emphasize the importance of a proactive defense, which may include challenging the prosecution’s evidence, scrutinizing the legality of search and seizure procedures, and negotiating with prosecutors for favorable resolutions. Their insights into local court processes and familiarity with judicial tendencies equip them to advocate effectively for clients, whether the best outcome is a robust courtroom defense or a negotiated settlement. If you are facing credit card fraud charges in Arizona, the detailed, hands-on approach offered by Kolsrud Law Offices can make a critical difference in the outcome of your case.

 

Available Services Related to Credit Card Fraud

Service Name Service Page URL

Insurance Fraud

https://kolsrudlawoffices.com/ars-13-2310-fraud-charges/

Corporate Fraud

https://kolsrudlawoffices.com/federal-corporate-fraud/

Credit Card Fraud

https://kolsrudlawoffices.com/federal-credit-card-fraud-18-usc-1029/

Insurance Fraud

https://kolsrudlawoffices.com/insurance-fraud/

Mail Fraud

https://kolsrudlawoffices.com/federal-mail-fraud/

Loan Fraud

https://kolsrudlawoffices.com/ppp-loan-fraud/

Workers' Comp Fraud

https://kolsrudlawoffices.com/workers-compensation-fraud-18-usc-1920/

 

 

 

Why Choose Kolsrud Law Offices to Defend You

 

 

Protect Your Rights Against Credit Card Fraud Charges

 

Accusations of credit card fraud can jeopardize your reputation, finances, and freedom. With serious penalties at stake, having a diligent and knowledgeable criminal defense attorney like Josh Kolsrud is essential to safeguard your future.

 

Attorney Kolsrud provides a free 30-60 minute initial consultation, where he will thoroughly review every detail of your case to identify the strongest possible defense. His goal is to minimize the impact on your life—whether that means reducing the charges to a lesser offense or, in some cases, having them dismissed entirely. For skilled representation and peace of mind, call (480) 999-9444 today.



Arizona Demographics

Arizona is home to an estimated population of over 7.3 million residents, according to the U.S. Census Bureau’s 2023 data. The state demonstrates significant population growth, especially in metropolitan areas such as Phoenix, Tucson, and Mesa. Age distribution is fairly balanced, with a median age of approximately 38 years. Notably, Arizona has a robust senior population, with roughly 18% of residents aged 65 and older, making elder legal services especially pertinent. Arizona is ethnically diverse:
  • About 55% of the population identifies as White (non-Hispanic)
  • Approximately 32% identify as Hispanic or Latino
  • Smaller percentages are Black or African American (~5%), Native American (~5%), and Asian (~4%)
Socioeconomic indicators reflect a mixed economic environment:
  • Median household income: Approximately $67,000
  • Poverty rate: About 13%, slightly above the national average
  • A broad range of educational backgrounds, with around 29% holding a bachelor's degree or higher
Recent demographic trends include continued inbound migration, particularly from other states, contributing to ongoing population growth and increased demand for legal, housing, and social services.

Arizona Criminal and Family Court System

Arizona’s court system is organized at both state and local levels, serving a wide array of criminal and family law matters. Criminal Courts:
  • Superior Court of Arizona: This is the state’s general jurisdiction court. Each county (such as Maricopa County, Pima County, etc.) has its own Superior Court handling felony criminal cases, juvenile matters, and many appeals from lower courts.
  • Justice Courts: These courts have limited jurisdiction, handling misdemeanor offenses, preliminary hearings, and traffic violations.
  • Municipal Courts: Often called City Courts, they address city ordinance violations, misdemeanors, and traffic matters within city boundaries.
Family Courts:
  • Family law matters, including divorce, child custody, child support, adoption, and domestic violence protective orders, are principally heard in the Family Department of the Superior Court in each county.
  • Some counties offer specialized family court facilities and integrated services for cases involving children or high-conflict custody matters.
  • Mediation and alternative dispute resolution programs are available and often encouraged for family law disputes.
Unique Features:
  • Arizona courts provide language assistance for non-English speakers and interpreter services.
  • Statewide online access for case information, electronic filing, and virtual hearings are offered in many jurisdictions.
  • The Arizona Supreme Court oversees the administration and appeals process for both criminal and family cases.


Arizona Crime Statistics

Recent data from the Arizona Department of Public Safety and FBI Uniform Crime Reporting (UCR) show the following statewide crime trends:
  • Violent Crime Rate (2022): Approximately 455 incidents per 100,000 residents. The most frequent violent offenses include aggravated assault, robbery, and homicide.
  • Property Crime Rate (2022): About 2,420 incidents per 100,000 residents, with burglary, larceny-theft, and motor vehicle theft being the most common.
  • Urban centers, particularly Phoenix and Tucson, show higher crime rates compared to rural areas, in line with national trends.
Trends:
  • Property crime rates have gradually decreased over the past five years, while certain violent crimes, like aggravated assault, have shown moderate fluctuations.
  • Robbery and burglary continue to be areas of concern in major metropolitan areas.
  • Recent increases in cybercrime are noted, particularly related to identity theft and online fraud.
Public Safety Initiatives:
  • Arizona law enforcement agencies have implemented community policing programs, crime prevention education, and neighborhood watch partnerships.
  • The state offers victim assistance programs, such as crisis intervention and victim advocacy services.
  • Collaboration between local police, the Department of Child Safety, and community groups targets domestic violence and juvenile crime prevention.
These statistics and resources are crucial for individuals seeking legal representation or navigating the Arizona court system, providing a factual basis to understand potential legal challenges in the state.

Directions From Arizona

 

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a free consultation and
learn more about how we
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An award-winning criminal defense attorney Since 2006

Why Choose Josh Kolsrud

With over 100 trials to his name, and years of experience as a state and federal prosecutor, Josh understands the law, the legal process, and your rights. Josh is also committed to representing every client with utmost integrity and dedication

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Experience

Josh has prosecuted major crimes on the state and federal level, led a successful anti-human sex trafficking operation that saved lives, and argued before countless juries and justices for his clients

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Expertise

Josh is an expert in both Arizona and federal criminal law, and is ready to put that expertise to work for you.

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Dedication

As a prosecutor, Josh saw far too many defendants lose their livelihood due to poor representation. Josh will always give every client his complete attention and effort

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